These Terms & Conditions constitute a legally binding agreement between you and zc99 governing your use of the zc99 platform, including all casino games, sports betting markets, financial transactions, and account services. Please read this document carefully before using any zc99 service.
The sections below summarise the most important aspects of the zc99 Terms & Conditions. These summaries do not replace the full legal text — please read all sections in full.
You must be at least 21 years of age to register and use zc99. Age verification is mandatory during account registration. Any account found to belong to an underage person will be immediately suspended and any balance returned.
All transactions on zc99 are processed in Pakistani Rupees (PKR) via JazzCash, EasyPaisa, HBL, UBL, Meezan Bank, and debit or credit card. Withdrawal requests are subject to identity verification before processing.
All bonuses offered by zc99 are subject to wagering requirements, minimum odds conditions, and expiry periods. Bonuses may not be withdrawn until all wagering requirements have been fully satisfied as detailed in each promotion's specific terms.
You are solely responsible for maintaining the confidentiality of your zc99 login credentials. zc99 will never ask for your password. Any activity conducted under your account credentials is your responsibility unless you have reported a security breach in writing.
Operating multiple zc99 accounts, using automated betting software, exploiting software errors, and any form of collusion or fraud are strictly prohibited. Violations may result in immediate account termination and forfeiture of any balance held.
zc99 provides deposit limits, session reminders, and self-exclusion tools to all account holders. The platform enforces a strict 21+ age policy and encourages players to engage with responsible gaming resources if their playing behaviour becomes a concern.
Important Notice. By accessing or using any part of the zc99 platform — including visiting zc99.pro, creating an account, depositing funds, or placing a bet — you confirm that you have read, understood, and agree to be bound by these Terms & Conditions in their entirety. If you do not agree with any part of these terms, you must not use the zc99 platform.
These Terms and Conditions ("Terms", "Agreement") are entered into between you ("Player", "User", "you") and zc99 ("zc99", "we", "us", "our"), the operator of the online gaming and sports betting platform accessible at zc99.pro ("Platform"). These Terms govern all aspects of your relationship with zc99, including account registration, gameplay, financial transactions, bonus participation, and use of any feature or service offered on the Platform.
zc99 operates as an online gaming platform offering casino games, live dealer tables, sports betting markets (including cricket), slot games, fishing games, Teen Patti, and related services. The Platform is designed and operated for the entertainment of adult players. All services are provided in English and all financial transactions are denominated in Pakistani Rupees (PKR).
These Terms are effective from 1 January 2026 and supersede all prior versions. Your continued use of the zc99 Platform after any amendment to these Terms constitutes your acceptance of the revised Terms.
Access to the zc99 Platform is strictly restricted to individuals who are at least 21 years of age. By registering an account with zc99, you represent and warrant that you are 21 years of age or older. zc99 reserves the right to request documentary evidence of your age at any time. Accounts belonging to individuals under the age of 21 will be immediately suspended and any balance returned in accordance with applicable procedures.
The zc99 Platform is intended for use by players in jurisdictions where online gaming is not prohibited. It is your sole responsibility to determine whether accessing and using the zc99 Platform is lawful in your jurisdiction. zc99 accepts no liability for any Player who accesses the Platform from a restricted jurisdiction.
Each individual is permitted to hold only one zc99 account. Registration of multiple accounts by the same individual, household, IP address, device, or payment method is strictly prohibited and will result in the suspension of all associated accounts and forfeiture of any balances held therein.
By accepting these Terms, you confirm that you have full legal capacity to enter into a binding agreement, that you are not subject to any legal disability that would prevent you from doing so, and that you are acting on your own behalf and not as an agent or representative of any third party.
To access the full range of zc99 services, you are required to create a registered account on the Platform. During registration, you must provide accurate, complete, and current information including your full legal name, date of birth, residential address, email address, and contact number. You agree to update this information promptly if it changes.
zc99 operates a Know Your Customer (KYC) verification process. You may be required to submit government-issued identification documents, proof of address, and proof of payment method ownership at any point during your account lifecycle — including at registration, prior to processing a withdrawal, or upon request by the zc99 compliance team. Failure to complete KYC verification within a reasonable timeframe may result in withdrawal restrictions or account suspension.
You are solely responsible for maintaining the confidentiality and security of your zc99 account credentials, including your username and password. You must not share your credentials with any third party. zc99 will never request your password through any communication channel. All activity conducted using your credentials is deemed to have been authorised by you unless you have notified zc99 of a security breach in writing prior to such activity.
Providing false, misleading, or incomplete information during registration or at any subsequent point is grounds for immediate account suspension and forfeiture of any balance held. zc99 reserves the right to cross-reference the information you provide against third-party verification databases.
zc99 accepts deposits and processes withdrawals through the following PKR-denominated payment channels: JazzCash, EasyPaisa, HBL, UBL, Meezan Bank, and debit or credit cards. zc99 reserves the right to add, modify, or remove payment methods at any time without prior notice.
Deposits made via JazzCash and EasyPaisa are generally credited to your zc99 wallet in real time. Bank transfers and card payments may take up to 24 hours to reflect in your account balance. Minimum and maximum deposit thresholds apply per payment method and are displayed during the deposit process.
Withdrawal requests are processed subject to the completion of KYC verification. Verified withdrawals are typically processed within 24 to 72 hours of the request being approved. zc99 reserves the right to extend processing times where additional verification is required. Withdrawals will be returned to the same payment method used for the original deposit wherever operationally possible.
All deposits, withdrawals, wagers, winnings, and bonus values on the zc99 Platform are denominated in Pakistani Rupees (PKR). zc99 does not apply currency conversion charges. Any charges levied by your bank or payment provider are your own responsibility.
zc99 does not accept deposits from payment methods that are not registered in your own name. Third-party deposits are strictly prohibited. Any funds received from a third-party source may be confiscated and the associated account suspended pending investigation.
zc99 does not charge fees on standard deposit or withdrawal transactions. However, your bank or mobile money provider may apply their own charges. Always confirm applicable fees with your payment provider before initiating a transaction.
All bets placed on the zc99 sportsbook and all wagers made on casino games are subject to the specific rules applicable to each market, game, or event as published on the Platform. In the event of any conflict between these Terms and specific game or market rules, the specific rules shall prevail for that game or market.
zc99 reserves the right to refuse, limit, or void any bet at its sole discretion. Bets are not confirmed until you receive an on-screen confirmation from the Platform. In the event of technical failure, market suspension, or obvious pricing errors, zc99 reserves the right to void affected bets and return the applicable stake to the player's account.
All cricket betting markets — including PSL fixtures, Pakistan national team matches, and international tournaments — are governed by the specific cricket betting rules published in the sportsbook section of the Platform. Live in-play markets are subject to delay and may be suspended at any time at zc99's discretion. Settled markets will not be reopened except in the case of a verifiable technical error on the part of zc99.
Casino and live dealer games on the zc99 Platform use certified random number generation (RNG) technology. All game outcomes are independent and cannot be influenced by the Platform operator. Published Return to Player (RTP) percentages represent long-run theoretical averages and do not guarantee individual session outcomes.
Minimum and maximum stake limits apply across all betting markets and casino games. These limits are displayed at the point of placing a wager. zc99 reserves the right to apply individual account-level stake restrictions where necessary.
Promotional offers made by zc99 are subject to individual promotion-specific terms and conditions, which will be published alongside each offer. General eligibility conditions include: holding a fully verified zc99 account, meeting any minimum deposit requirement specified in the promotion, and not being subject to any current account restriction.
Unless otherwise stated in the specific promotion terms, all bonuses awarded by zc99 are subject to wagering requirements before the bonus amount or associated winnings may be withdrawn. Wagering requirements specify the number of times the bonus amount must be staked across eligible games before a withdrawal can be requested.
All bonuses carry an expiry period from the date of award. Any bonus balance not wagered in full before the expiry date will be forfeited automatically. Expiry periods are specified in each promotion's terms and are non-extendable.
zc99 reserves the right to withhold, void, or reclaim any bonus where it has reasonable grounds to believe that a Player has exploited a promotional offer, engaged in bonus abuse, used multiple accounts to claim a single promotion, or acted in a manner inconsistent with good-faith participation in a promotional offer.
zc99 reserves the right to modify, suspend, or withdraw any promotional offer at any time without prior notice. Changes to ongoing promotions will not affect bonuses already credited to a Player's account at the time the change takes effect.
The following conduct is strictly prohibited on the zc99 Platform. Engaging in any prohibited conduct may result in immediate account suspension, permanent termination, forfeiture of all balances, and reporting to relevant authorities where applicable:
zc99 employs advanced fraud detection and monitoring systems. Accounts flagged for suspicious activity are subject to immediate review. During any investigation, affected accounts may be temporarily restricted from deposits, withdrawals, and gameplay.
All content on the zc99 Platform — including but not limited to logos, trademarks, text, graphics, software, game assets, user interface designs, and data compilations — is the proprietary property of zc99 or its licensed third-party providers. No portion of the Platform's content may be reproduced, distributed, modified, transmitted, reused, or published for any purpose without the express prior written consent of zc99.
Your use of the Platform grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform's features solely for personal entertainment purposes. This licence does not constitute a transfer of any intellectual property rights to you.
zc99 collects, processes, and stores personal data in accordance with its Privacy Policy, which is incorporated by reference into these Terms. By accepting these Terms, you also accept the zc99 Privacy Policy. The Privacy Policy describes the categories of data collected, the purposes for which data is processed, data retention periods, and your rights as a data subject.
zc99 may share your personal data with third-party KYC verification providers, payment processors, fraud prevention services, and regulatory authorities where required by applicable law. zc99 will not sell your personal data to third parties for marketing purposes.
You may review the full Privacy Policy at zc99.pro/privacy-policy.
zc99 endeavours to maintain continuous Platform availability but does not guarantee uninterrupted access. Scheduled maintenance, technical failures, third-party service outages, or circumstances beyond zc99's reasonable control may result in temporary unavailability. zc99 accepts no liability for losses arising from Platform downtime.
zc99 accepts no liability for any financial losses incurred through legitimate gameplay on the Platform. All wagers are placed voluntarily by the Player. zc99 is not responsible for any Player's gaming decisions, outcomes, or strategies.
To the fullest extent permitted by applicable law, zc99 shall not be liable for any indirect, consequential, special, incidental, or punitive damages arising out of or in connection with the use of the Platform, regardless of whether zc99 has been advised of the possibility of such damages.
zc99 shall not be in breach of these Terms and shall not be liable for any delay or failure to perform its obligations where such delay or failure results from circumstances beyond its reasonable control, including but not limited to acts of God, government action, telecommunications failure, or power outages.
You may close your zc99 account at any time by contacting the support team via live chat. Upon closure, any verified balance remaining in your account after the satisfaction of any outstanding wagering requirements will be returned to your registered payment method within a reasonable processing period.
zc99 reserves the right to suspend or permanently terminate your account at any time, with or without prior notice, if: (a) you breach any provision of these Terms; (b) zc99 is required to do so by applicable law or regulatory obligation; (c) zc99 has reasonable grounds to suspect fraud, money laundering, or prohibited conduct; or (d) your account has been inactive for an extended period in accordance with zc99's dormancy policy.
Upon account termination, your right to access the Platform ceases immediately. zc99 reserves the right to retain your personal data for the periods required by applicable law and its data retention policy, notwithstanding account closure.
If you have a complaint or dispute regarding any aspect of your zc99 account, a gaming outcome, a financial transaction, or any other Platform matter, you should contact the zc99 support team via live chat in the first instance. zc99 aims to acknowledge all complaints within 24 hours and resolve them within 14 business days of receipt.
All disputes regarding specific game outcomes must be raised within 30 days of the disputed event. zc99 will not consider disputes submitted after this period.
zc99's decision on any dispute shall be final and binding. If you remain dissatisfied after zc99's internal dispute resolution process has been exhausted, you may escalate the matter to the relevant regulatory body applicable to zc99's operating licence.
zc99 is committed to promoting responsible gaming practices. The Platform provides the following tools to assist Players in managing their gaming activity:
zc99 strictly enforces a 21+ age policy and will not knowingly permit underage individuals to access the Platform. If you are concerned about your gaming behaviour or that of someone close to you, we strongly encourage you to utilise the responsible gaming tools available in your account, or to contact the zc99 support team. Further information on responsible gaming is available on the Responsible Gaming page.
zc99 recognises problem gambling as a serious condition. Gaming should be an entertainment activity conducted within your financial means. Never gamble with funds that are intended for essential living expenses.
zc99 reserves the right to amend, update, or replace these Terms at any time. Where material changes are made, zc99 will endeavour to notify registered Players by email or by prominent on-Platform notice prior to the changes taking effect. The effective date displayed at the top of this document will be updated upon each revision.
Your continued use of the zc99 Platform after any amendment to these Terms constitutes your unconditional acceptance of the revised Terms. If you do not agree with any revised Terms, you must cease using the Platform and may request account closure as described in Section 11.
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction under which zc99 holds its operating licence. Any dispute arising out of or in connection with these Terms that cannot be resolved through zc99's internal dispute resolution process shall be subject to the exclusive jurisdiction of the courts of the applicable licensing jurisdiction.
zc99 operates under an international gaming licence framework. Licence details are available upon request through the zc99 support team.
Contact & Legal Enquiries. For all legal correspondence, compliance enquiries, or formal complaints related to these Terms, please contact the zc99 team at: [email protected] — please do not use mailto links; copy this address manually into your email client.
Now that you have reviewed our Terms & Conditions, you can play with confidence. Join Pakistani players across Karachi, Lahore, Faisalabad, and Islamabad on Pakistan's trusted online casino platform. 21+ only. Play responsibly.
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